Lawsuits – Getting Started & Next Steps

Car Accident Claims Process

It is important to report the accident to the insurer or an insurance agent that you work with. The insurer or agent will want to know the driver of the car at the time of the accident, time that the accident took place, the location of the accident, the extent of the damage, some information about how the accident happened, the name of the other driver involved in the accident, insurance information of the other driver, and other people who are involved in the accident.

Photos taken at the accident scene can help the insurance adjuster to determine the extent of the damage.

The insurer will then give a person a claim number which they must remember. It is important to file a police report at the scene of the accident if this is possible. It is allowed for a person to file a police report at a police station if filing the report was not done at the scene of the accident.

It is the work of an insurance adjuster to gather more information about a case after an accident. In order to investigate a case, an insurance adjuster may ask for information about any witnesses to an accident.

An insurance adjuster will inspect the car to see the extent of damage or they may send a person to a repair shop for inspection. The fault must be determined by an insurance adjuster in a claims case. There are instances where both parties can be at fault.

When insurance adjusters fail to agree on who is at fault they may come together to try to get a settlement. It is the work of an insurance company to represent a client in court when they are at fault. If the other driver is at fault and they are refusing to pay compensation after one has been injured, one may need to get a lawyer to represent them.

When compensation is delayed, one may need to get a lawyer to get the compensation quickly especially if one has medical bills. An insurance client who has been involved in an accident can get their car repaired at a repair shop of their own choosing.

Some people choose to use the repair shops that the insurance companies recommend. Those who want to get fast approval for additional repairs use the recommended repair shops by the insurance companies.
One may be able to get a partial payment for their claim after inspection is carried out and the policy is evaluated. A release shows that a person has accepted final payment.

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